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  #1  
Old 28 December 2017, 12:33
8654maine 8654maine is offline
Another pool cleaner
 
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PSA: Check you bank/credit cards

Went to the local diner for a good B-fast and my card got declined.

Apparently, my credit card bought some stuff in Iowa recently.

Never been there.

Navy Federal thought this strange and their fraud department went to work.

Good thing, too.

PSA: Check your bank and credit card accounts.

It's not a holiday without some deceit going on.

I never understood folks who thought this was a "minor" thing.

Last edited by 8654maine; 28 December 2017 at 12:50.
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  #2  
Old 28 December 2017, 12:40
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gavin gavin is offline
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My credit card just bought $650 of who-knows-what from a business in MN that does not do retail or online sales. I’ve never been to MN. Credit card company didn’t notice it.
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  #3  
Old 28 December 2017, 12:51
8654maine 8654maine is offline
Another pool cleaner
 
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Got it straightened out?
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  #4  
Old 28 December 2017, 12:55
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Streck-Fu Streck-Fu is offline
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My USAA card was used in Europe a few weeks ago. I noticed 3 charges in the morning a few hours after the transactions. I'm a little disappointed USAA didn't catch it.
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  #5  
Old 28 December 2017, 12:56
RemTech RemTech is offline
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Had to get new bank cards a couple months back due to fraud, USAA was pretty helpful with the whole thing but it was still a pain in the ass.
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  #6  
Old 28 December 2017, 12:58
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Will check both debit cards, and the single credit card. Thanks 8654maine.
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  #7  
Old 28 December 2017, 13:02
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Navy Fed has always been pretty good on the fraud thing. They refund the money you lose which is the biggest thing.

The one they didn't catch....my card was used in Guantanamo Bay at the PX only an hour after it was used in Manassas, VA 10 minutes from home. It is notable because I was actually the one in Gitmo at the time, and the thief was in Manassas....LOL
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  #8  
Old 28 December 2017, 13:06
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I use this - http://www.asktrim.com It helps find and either reduce or cancel things you might have got signed up for like bills and subscriptions - but it also sends you a message every time a transaction posts so that you can see it quickly vs having to look at a statement.
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  #9  
Old 28 December 2017, 13:28
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Purple36 Purple36 is offline
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I've frozen my credit after the Equifax fiasco...but now will go check my bank account. Thanks for the heads up.
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  #10  
Old 28 December 2017, 16:52
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Quote:
Originally Posted by 8654maine View Post
Got it straightened out?
Disputed the charge, and the credit card immediately cancelled it...was pretty obvious that it was fraudulent. The business that supposedly charged it manufactures large end items that are wholesaled to retailers, and Joe Citizen can't buy stuff directly from them, online or in-person.
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  #11  
Old 28 December 2017, 16:56
Devildoc Devildoc is offline
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A year and a half, maybe two years ago, the bank calls (or whoever holds my LL Bean Visa) on a Sunday afternoon, asked if I had bought two plane tickets and booked several nights at some resort in the Cayman Islands. Uhhhh....no. They cancelled the transaction/stopped payment and issued me a new card.
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  #12  
Old 28 December 2017, 16:59
DB8541 DB8541 is offline
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I check my account several times a day to help prevent fraud charges. A few times my card has been declined because of crazy travel plans but it is worth it when all I have to do is call them and tell them I am where I am. Navy Fed has been an excellent credit union since I joined almost 40 years ago when the only way you could join was through an overseas branch while on deployment.

I even got a $200 gift card from them just because I was a long time member.
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  #13  
Old 28 December 2017, 17:13
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Chimo Chimo is offline
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Quote:
Originally Posted by gavin View Post
My credit card just bought $650 of who-knows-what from a business in MN that does not do retail or online sales. Iíve never been to MN. Credit card company didnít notice it.
Just because you claim you didn't buy that leather outfit, doesn't mean it didn't happen.
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  #14  
Old 28 December 2017, 18:17
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hawkdrver hawkdrver is offline
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Traveling for a living, having a card get shut off for (legit) charges from 4 countries in a week is also a pain in the ass. I went through several cards that either didn't pick up fraudulent charges or were spring loaded to shut me off every time I spent money more than 100 miles from my house. The one I have at the moment is BoA, they will text you immediately when they see a charge they have a question on, reply Y if it's legit and your card is back on. Much easier than trying to call customer service on Skype from China.
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  #15  
Old 28 December 2017, 18:28
Gsniper Gsniper is offline
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My wife got jacked a few years ago and somebody bought $1300 worth of golf equipment in Oklahoma. Only issue we've ever had. When I used to travel overseas a lot I used pre-paid visas with good luck. Plus the assless chaps receipts don't go to the house.
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  #16  
Old 28 December 2017, 19:59
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The Fat Guy The Fat Guy is offline
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I have had 6 AMEX numbers in the last 3 years. Its almost not worth having a credit card any more.
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  #17  
Old 28 December 2017, 20:17
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1RiserSlip 1RiserSlip is offline
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Quote:
Originally Posted by Gsniper View Post
My wife got jacked a few years ago and somebody bought $1300 worth of golf equipment in Oklahoma. Only issue we've ever had. When I used to travel overseas a lot I used pre-paid visas with good luck. Plus the assless chaps receipts don't go to the house.
You drive a Subaru. Now asselss chaps.

I'm starting to worry about you. Are you involved in any kind of therapy?
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  #18  
Old 28 December 2017, 20:23
8654maine 8654maine is offline
Another pool cleaner
 
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That is his therapy.

Different strokes...
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  #19  
Old 28 December 2017, 20:32
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KW Driver KW Driver is offline
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and what do you call chaps with an ass? right....

my bank has been really responsive with past issues. I have gotten maybe one replacement card a year for the last 5 or so though.
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  #20  
Old 28 December 2017, 20:34
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hawkdrver hawkdrver is offline
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Quote:
Originally Posted by KW Driver View Post
and what do you call chaps with an ass? right....
Stinky pants.

"ATM machine", "PIN number"..."Assless chaps."
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